Step-up SIP Calculator

Calculate the power of Step-up SIP with annual increments. See how increasing your SIP amount annually can help you build a larger corpus and beat inflation effectively.

Calculate Your Step-up SIP Returns

Enter your details to see the difference between regular SIP and Step-up SIP

Investment Details

Percentage by which SIP amount increases annually

Comparison Results

Enter details and calculate to see comparison

Benefits of Step-up SIP

Why Step-up SIP is a smarter investment strategy

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Beat Inflation

Annual increments help your investments keep pace with inflation

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Higher Returns

Potentially generate significantly higher corpus compared to regular SIP

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Goal Achievement

Reach your financial goals faster with systematic increment strategy

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Flexible Increment

Choose your own annual increment percentage as per your income growth

How Step-up SIP Works

1

Start with Regular Amount

Begin your SIP with a comfortable monthly amount, just like regular SIP.

2

Annual Increment

Every year, your SIP amount increases by the chosen percentage (typically 5-15%).

3

Compound Growth

Higher investments in later years benefit from compounding, creating significantly larger corpus.

4

Beat Inflation

Your investments grow with your income, maintaining real purchasing power over time.